Information Security Research Library

Financial institutions, telecommunications carriers, finance companies, retailers, insurance companies and any business extending credit to consumers can significantly reduce losses by using Fair Isaac application fraud models to accurately identify which applicants are most likely to be fraudulent. The scores help companies instantly decide which applications to reject or set aside for more in-depth evaluation, thus reducing acquisition expenses and enhancing customer service. As a result, companies can also confidently accept a greater proportion of valid applicants and increase profits.